When completed property remains on the balance sheet.
Where a development has completed but some dwellings or lots remain unsold, finance can be structured around the remaining stock.
Where a development has completed but some dwellings or lots remain unsold, finance can be structured around the remaining stock.
Residual stock finance can be relevant where a development has completed but some dwellings or lots remain unsold.
The objective is to structure finance around the remaining stock and a credible path to repayment.
The lender may consider
- Completed value
- Remaining stock
- Existing debt
- Sales strategy and market conditions
- Holding costs
- Exit strategy
Things to weigh up
Valuation of completed stock
Sell-down expectations
Facility term and structure
Clear advice, from first conversation to settlement
Understand your position
We start with your goals and the numbers behind them, then explain the options in plain language.
Match the right structure
We consider suitable lending pathways and recommend a structure with the reasoning made clear.
Manage the process
We handle the application detail and keep you informed on what happens next through to settlement.
A simple process, even when the finance isn't
Talk to us
Tell us what you want to do and the basic numbers behind it.
Compare your options
We assess the scenario, structure and suitable lending pathways.
Apply with confidence
We prepare and manage the application, keeping it clear throughout.
Settle and review
We stay in touch and review your finance as your situation evolves.
Explore related development options
Development Finance
Development finance is built around the project — the lender needs to understand it, not just the land it sits on.
Learn moreConstruction & Development Finance
Funding the construction phase requires more than a valuation — facilities generally involve progressive drawdowns against costs and program.
Learn moreLand Acquisition Finance
Land acquisition is often the first major capital requirement — best secured with the funding strategy already in mind.
Learn moreSubdivision Finance
Funding the transformation from one parcel into multiple assets — with a structure that reflects the end strategy.
Learn morePrivate Lending
Private lending can provide an alternative where traditional lenders are not suitable — the question is whether the cost and structure make sense.
Learn moreCommon questions
Speak with a DVELOP broker for guidance tailored to your circumstances.
Discuss Residual Stock
Tell us what you’re looking to finance. We’ll start with the right questions and keep the process clear.